World / Global Currency Card

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World / Global Currency Card


A true companion makes your journey hassle free. Just like IDBI Bank’s World/ Global Currency Card. It allows you to travel abroad without worrying about carrying Cash, Credit Card or Travellers Cheque. It not only makes your journey more enjoyable but safe too. After all, every journey should be a memorable one.

The WCC / GCC are prepaid foreign currency cards that provide you the convenience of making purchases and withdrawing cash while travelling almost anywhere abroad. The WCC is available in eight currencies, i.e., AED, AUD, CAD, EURO, JPY, GBP, SGD, USD. The GCC is available in USD currency.

IDBI Bank World / Global Currency Card Advantages

Does away with the inconvenience of carrying travellers cheques

Is much more safer than carrying foreign currency and

Is more economical than credit cards

How To Apply

Get a World / Global Currency Card in 3 easy steps.

01. Get In Touch

Call on our Phone Banking numbers - Toll Free -
1800-22-1070 (24x7 service)

02. Visit Our Branch

Visit the nearest branch.

Find the Nearest Branch
03. Receive a Call Back

Our representative will contact you at the earliest.

  • Walk into an IDBI Bank branch
  • Fill out the application form and submit the necessary documents.
    **Copy of Air Ticket, Passport, Visa, A2 Form, PAN Card
  • Collect your WCC on the spot, instantly over the counter.

Your WCC kit will consist of the following:

  • World Currency Card along with welcome letter.
  • WCC reference account number and Customer ID
  • Usage Guide
  • Terms and Conditions

The minimum amount that can be loaded on the card is US $ 100 or Equivalent amount in other currency. The maximum amount would be as per RBI/FEMA guidelines applicable from time to time.

Currently it is USD 2, 50,000 in a FY.

These cards are valid for a period of 2 years from the date of production. (Marked on the face of the card). Card is not valid for payments in India, Nepal and Bhutan

User can access the transaction details through installing IDBI M-Passbook application and register with the WCC customer ID and registered mobile number.

Your IDBI Bank WCC is valid for a period of two years. Within this period, you can reload your card as many times as you like. If you are in abroad on a visit, than you may email to the respective branch the scan copy of reload form. As per your authorization, your saving account will be debited accordingly and card will be reloaded. You may also pay through your other bank account (in case of non-IDBI Bank customer).

  • POS transaction.
  • E-Commerce transaction.
  • Contactless ( Paywave) transaction.
  • ATM Cash Withdrawal
  • If you lose your card please call the IDBI Bank Phone Banking Centre.
  • If you are in India please call (1-800-22-6999), if you are abroad please call (+91-22-67719100).
  • Please quote your WCC Reference account Number and request for the card to be deactivated.

Contact your IDBI bank Branch and place a request for Card replacement. Soon after the Bank verifies your identity, your card will be sent to the current abroad location with a temporary deactivation.

On receipt of the replacement card you need to contact your Branch and confirm that you have received the card. The Bank will activate your card thereafter.

Once you return in India, you can either choose to have your balance reimbursed or retain the same on your card for any future trips. To withdraw the balance, please visit nearest IDBI Bank branch & fill up a simple refund application form. Branch will issue a Pay Order or credit your account on submission of your refund request. In case of WCC is purchased through Money Changer, please visit to the FFMC for claiming the refund.

As per RBI circular (RBI/2011-12/102) dated 02nd April 2012, on the receipt of Refund request from the Customer, Bank will refund outstanding amount remaining in WCC account immediately subject to retention of:

  1. The amounts that are authorized and remain unclaimed/ not settled by the acquirers as of the date of redemption till the completion of the respective settlement cycle.
  2. A balance not exceeding US$ 100, for meeting any pipeline transactions till the completion of the respective settlement cycle.
  3. Branch to ensure the refund of remaining $100 after 30 days of last transaction in WCC account.

Note: Based on RBI regulations, you can retain your card only if the balance remaining is below US$ 2,000 or equivalent in other currency when you trip abroad. If the balance exceeds US$ 2,000, you will have to surrender your card and take back the remaining amount in full within 180 days from the date of arrival.

Currency ATM withdrawal POS limit E-Com
USD 3,000 10,000 10,000
GBP 2,500 10,000 10,000
EUR 2,500 10,000 10,000
SGD 3,000 10,000 10,000
AUD 4,000 10,000 10,000
CAD 4,000 10,000 10,000
AED 10,000 10,000 10,000
JPY 3,00,000 90,000 90,000
Daily Cash at POS Limit INR 2000
Daily Contact Less Limit INR 10,000
Charges Sheet

Sr. No. Particular US $ EURO POUNDS Canadian $ Australian $ Singapore $ UAE- AED Japanese Yen
1 Transactional charges in respective currency
  a) Cash withdrawal 1.50 1.50 1.00 2.76 03.30 3.86 5.25 140
  b) Balance inquiry 0.55 0.44 0.33 0.66 0.77 0.88 1.93 50
2 Initial Card fee Rs.140/- + Applicable Taxes
3 Reload fee Rs.75/- + Applicable Taxes
4 Foreign Exchange rates As per rate determined by IDBI Bank0
5 Cross Currency Conversion As per rate determined by Visa/ IDBI Bank.