Mortgage Loan (Loan Against Property)

Loan Against Property Loan Against Property

IDBI Bank Mortgage Loan
(Loan Against Property)


IDBI Bank brings to you Loan Against Property facility to enable you to unlock the power of your property. You can mortgage your residential or commercial property to get a loan & meet all your financial requirements.


Loan Purpose

  • Business Expansion
  • Education/Marriage expenses
  • Purchase of house
  • Improvement/Extension of existing Property
  • Medical Treatment
  • Any other personal Need

Loan Amount:

  • Loan Amount : Up to Rs.10 Cr. Loan above Rs.10 Cr can be provided depending upon the merit of the proposal.
  • Loan Tenure : Up to 15 Years.
  • Processing Fees : Please refer to Schedule Of Charges of Retail Assets.

Maximum Funding

Nature of the property : LTV

Residential : 70 %

Non-residential : 60 %

If the applicant is not existing Home Loan /Loan Against Property customer

Nature of the property : LTV

Residential : 75 %

Non-residential : 65 %

If the applicant is an existing Home Loan /Loan Against Property customer

* Subjected to repayment capacity of the individual as assessed by IDBI Bank Ltd.

The Following documents are required along with The Application Form to process your Loan Application.

Application form with photograph

Identity and Residence Proof

Latest Salary-slip for last 3 months

Form 16/ITR

Last 6 months bank statement

Property Related Documents

Note: The documents mentioned above are indicative in nature. IDBI Bank may ask for additional document if required during the processing of your loan application.


  • Primary : First Charge on the mortgaged property by way of equitable mortgage against which IDBI Bank has advanced the loan.
  • Collateral : Liquid Collaterals as required by The Bank selectively in the form of Pledge/Hypothecation and Assignment depending upon individual cases.
Other Charges

Attractive Interest Rates to Make
Your Loan Against Property Affordable and Convenient

Schedule of charges and Terms & Conditions applicable on Loan Against Property
Schedule Of Charges
How To Apply

Get a Loan Against Property in 3 easy steps.

01. Basic Details

Provide your basic details to help us know you better.

02. Check Eligibility

Determine your eligibility to get a Loan Against Property.

03. Submit Documents

Documents such as residential proof, income and employment details.