Credit Card


IDBI Bank Credit Cards offer benefits that match your preferences, suit your lifestyle and are accepted globally. The cards offer best-in-class privileges specially crafted to meet your stature. The Credit Cards issued are EMV Chip and PIN enabled for enhanced security so that you can use it freely without any concerns.

And there’s more, you earn delight points on all your spends using IDBI Bank Credit Card. These points can also be redeemed as cashback into your credit card account.

Type of Cards

Royale Signature
Royale Signature
Euphoria World
Euphoria World
Aspire Platinum
Aspire Platinum
Imperium Platinum
Payment Options

Auto Debit payment option saves you from the effort of remembering your payment due date every month towards the payment of your IDBI Bank Credit Card dues. You need to authorize IDBI Bank to deduct the amount directly from your IDBI Bank savings/current account every month and your Card Account will be credited.

Using your IDBI net banking facility, make payment towards credit card dues via direct debit from your IDBI Bank Savings/Current Account.

Pay your IDBI Bank Credit Card dues through NEFT (National Electronic Funds Transfer). It's a convenient Payment option by which you can use any bank account that offers NEFT facility to pay your IDBI Bank Credit Card bill online. Use IFSC code "IBKL0NEFT01" and add Bank as "IDBI Bank Ltd." and credit card number as beneficiary account number.

Drop the Cheque/Draft into any of the IDBI Bank drop boxes placed in the IDBI Bank branches and ATMs. The Cheque/Draft should be made payable to IDBI Bank Card Number xxxx-xxxx-xxxx-xxxx of name as embossed on the card.

Walk-in to any IDBI Bank branch and pay their credit card dues by mentioning their card number, amount and the contact number. An instant receipt shall be provided to the customer.

Pay your IDBI Bank Visa Credit Card dues using Visa Money Transfer facility through other bank account.

You can conveniently pay from different bank accounts directly to your card account.

A) Cardholders are advised to make the payment well in advance of the Payment Due Date to ensure that the payment credit reflects on the Payment Due Date.

B) Payments made to the cardholders account will be settled in the following order -
1) Interest 2) Tax 3) Fee 4) Cash 5) EMI 6) Purchase(s)

You can now Download Terms and Conditions
Go Mobile+ Credit Card Services FAQs


Credit Card EMI Facility - Terms & Conditions


Most Important Terms Conditions (MITC) Credit Card