RuPay Classic Debit Card

RuPay Classic banner RuPay Classic banner

RuPay Classic
Debit Card

About The Card

  • Cash withdrawal limit of Rs. 25,000/- and make purchases worth Rs. 25,000/- in a day at Point of Sale (POS).
  • 1 loyalty point for every Rs. 100 spent on the Debit Card


Withdrawal limits are Rs. 25,000/- at the ATM and Rs. 50,000/- at POS. Limits are per day/per card and are subject to the available balance in the customer’s account

The Classic Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.

We make tie-ups with different merchants from time to time to offer discounts to our Debit Card holders. Customers can avail of this discount by making purchases through the Debit Card at these merchant locations.

The Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.

Receive instant SMS alerts on transaction made on your Card.

Effective, 01st April' 2020, all existing and new classic card issued to IDBI Savings and Current Account customers will not be eligible for Accidental Death or Permanent Total Disability Insurance coverage of Rs. 1 lakh as per communication received from NPCI vide circular no. “NPCI/2019-20/RuPay/003 dated 23rd May, 2019”.

Customers will gain one loyalty point for every Rs. 100 spent on the Debit Card.

#Loyalty point reward structure as well as reward of loyalty points for different merchant


Particulars Charges
Issuance Fees Rs.150/- + taxes
Annual Fees Rs.220/- + taxes
Add-on / Additional Card Rs.220/- + taxes
Replacement Rs.220/- + taxes
Repin(in case of Physical PIN request) Rs.50/- + taxes

*Fee depends upon SOF of Scheme code of account under which account is opened.

How To Apply

As RuPay Classic Debit Card are issued on the basis of account opening form, if you have not opted for card while opening the account and would like to avail the same, for further details

01. Get In Touch

Call on our Phone Banking numbers - Toll Free -
1800-209-4324 (24x7 service)

02. write to