Type of fee |
Charges (Amount  / %) |
Joining fee |
899 |
Annual fee – Main card(General) |
899 |
Renewal fee |
INR 899/- [would be waived on minimum spent of 90000/- in a year] |
Annual fee – add on card |
Nil |
Renewal fee – add on card |
Nil |
Interest on revolving credit facility (p.m) |
3.4 % |
Cash advance transaction fee |
2.5 % of transaction fee with a minimum of Rs.300 whichever is higher |
Interest on cash advance (p.m) |
3.4% |
Late payment fees (per occasion, based on amount due) |
Less Than 100- NIL
100 to 500 - 100
501 to 5000 - 400
5001 to 20K - 500
> 20001 - 750 |
Over limit charges |
2.5% of over limit amount subject to minimum of 500 |
Return of cheque |
225 |
Auto Debit Return Fee |
225 |
Outstation cheque processing fee |
Upto 5000/-, fee will be 25/-.
Above 5000/-, fee will be 50/-. |
Cash processing fee |
100/- |
Duplicate statement request |
100 |
Replacement card |
200 |
Charge slip /Charge back request |
125 |
Limit enhancement |
100 |
Fuel surcharge waiver |
Yes [For txn. value min of 400/- max.upto 5000, Maximum waiver of 400/-per month] |
Foreign Currency Transactions |
Bank charges Cross currency mark up 3.5 % |
Reward Redemption Fees |
99/- |
EMI Charges |
Minimum Amount: 3000/-
Interest Rate: 13% per annum
Fees and foreclosure fees: NIL
Tenure Options: 3, 6, 9 or 12 month |
Balance Transfer Fees |
Minimum Amount: 3000/-
Processing Fees: 1.5% of BT amount or 99/- whichever is higher |
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