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Rupay Platinum Chip Debit Card

Home >Cards > Rupay Platinum Chip Debit Card

Rupay Platinum Chip Debit Card

A specially designed Debit Card launched in association with NPCI. The card not only comes with enhanced limit and Insurance but is also loaded with many special privileges and offers which will make your banking truly special.
Features and benefits of the Rupay Platinum Chip Debit Card are given below:

Features & Benefits


Free Airport Lounge Access

Rupay Platinum Chip Debit Card offers 2 free visits per calendar quarter at participating Airport Lounges.

Concierge services

Get Personal Concierge Services like Referral and Reservation assistance for Golf course, Car rentals/limousine, Hotels and Dining; Assistance in Flower & Gift Delivery, Courier Service, IT Return assessment and filing; Business Services; Investment & Insurance Consultancy on IDBI Bank Rupay Platinum Chip Debit Card.
For more Details and T n C of the service please Click

High Withdrawal & transaction limit

Rupay Platinum Chip Debit Card offers Cash withdrawal limit of 1 lakh and purchase limit at Point of Sale (POS) of 1 lakh in a day. Online usage limit will be inclusive of daily purchase limits.

Online transactions

Rupay Platinum Chip Debit Card can also be used for purchasing travel or movie tickets, paying your bills and much more. All you need to do is register yourself for “Rupay PaySecure".

Accelerated Loyalty Points on Usage at POS

Rupay Platinum Chip Debit Cardholders will get 2 loyalty points for every 100 purchase. Each loyalty point can be redeemed for cash credit of Re 0.25 to the customer's account subject to a minimum accumulation of 1000 points in a year. P.S. No loyalty points will be awarded for the Debit Cards issued against the Current Accounts.

Zero Fuel Surcharge

You will be exempted from fuel surcharge applicable on fuel purchase value of 400 to 4000 per month subject to a maximum waiver of 400/-.

Enhanced Insurance Cover

In addition to insurance cover of 1 Lakh for lost/stolen/Counterfeit cards, you can avail of following insurance covers:

  • Personal Accident cover (Death Only) - 5 Lakh
  • Permanent Disability Cover -2 Lakh
  • Loss of checked baggage -50, 000/-
  • Purchase protection -20,000/- for 90 days
  • Fire and burglary for household contents -50,000/-

Out of total Insurance being provided on Rupay Platinum Debit Card, Personal Accident Insurance Cover of 2 Lac (For Death and Permanent Disability), provided by NPCI, will be valid only if the card is used for transaction at ATM/POS /E-commerce at least once in 45 days prior to the date of the incidence”. Other terms and conditions (minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date) will remain same.

Exclusive Offers

Usage Offer :

  • 5% Cash back on utility bill payments, maximum 50/month

How to Apply

Rupay Platinum Debit Card is issued on the basis of account opening form, pls. opt for it in the account opening form. If you have not opted for card while opening the account and would like to avail the same , you may place the request by visiting the branch or through Net Banking. For further details, please call us on 1800-22-1070 or 1800-200-1947 or write to customercare@idbi.co.in.

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