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FAQ> Super Savings Account FAQ

Super Savings Account Queries | IDBI Bank Super Savings Account FAQs

General FAQs


What is the minimum balance that I need to maintain in the Super Savings Account? 


You need to maintain an Monthly Average Balance (MAB) of Rs. 5000 in the Super Savings Account for Metro & Urban Branches, Rs. 2500/- for semi urban Branches and Rs. 500/- for Rural Branches.




What is the rate of interest applicable on the Super Savings Account?


Interest @ 4% pa is applicable on the Super Savings Account.




When is interest credited to the Super Savings Account?


Interest on your Super Savings Account will be calculated and credited half yearly i.e. on the last day of Sept and March.




When will I receive my account statement?


You will receive your account statement the month following every financial year quarter i.e. July, October, January and April.




Can I use any branch across India to operate my account?


Yes, you can access and operate your account from any branch of IDBI Bank across India. You can electronically transfer funds from one account to another account in any branch across cities. You can withdraw and deposit cash upto Rs.  50,000 per day at any branch.




Can I open a Demat Account with my Super Savings Account?


Yes, you can open Demat Accounts with your Super Savings Account.




Do I get, International Debit cum ATM Card, SMS Banking, Internet Banking, and PhoneBanking?


Yes. These services have been introduced to make banking a convenient and a hassle-free option for you. The International Debit cum ATM Card has been packed with additional features to convert it to a virtual bank.
For details on SMS Banking, click here.




What is the withdrawal limit on my International Debit cum ATM Card?


You can withdraw upto Rs. 25,000 per day from your International Debit cum ATM card. You can also use your International Debit cum ATM card at other bank ATM.




What are the services that are available through ATMs, Internet Banking, Phone Banking, SMS Banking?


ATMs : Besides cash withdrawals, some of the important things that you can do through the International Debit cum ATM card:

  • Bullet Balance Enquiry
  • Bullet Statement Request
  • Bullet Cheque-book Request
  • Bullet Mini statements
  • Bullet Cheque and Cash Deposits
  • Bullet International usage
  • Bullet Fabulous discounts and great deals at various establishments

Internet Banking: Internet Banking gives you the power to access your bank account from your Personal Computer. Some of the important features of Internet Banking are:

  • Bullet Account Balance Enquiry
  • Bullet Transaction tracking and history
  • Bullet Cheque status inquiry
  • Bullet Funds transfer facilities to own account or third-parties
  • Bullet Cheque-book requests
  • Bullet Stop payment requests
  • Bullet FD renewal requests
  • Bullet Apply for a New Debit Card
  • Bullet Opening a Recurring Deposit 
  • Bullet ASBA IPO Online
  • Bullet Online Application for GOI Savings Bonds
  • Bullet Bill Payment and Presentment
  • Bullet Mobile recharge - Easy Fill
  • Bullet Card to Card transfer
  • Bullet Online Tax Payment
  • Bullet Online Shopping & Payment Services  

For details on Internet Banking, click here.

Phone Banking: Just pick up your phone and access your account. The following features are available through Phone Banking:

  • Bullet Available round the clock 24X7X365
  • Bullet Current Balance Inquiry
  • Bullet Last 5 transactions inquiry
  • Bullet Statement by email
  • Bullet Cheque status enquiry
  • Bullet Cheque-book request
  • Bullet Balance as of a particular date

For details on Phone Banking, click here.

SMS Banking: This facility is available across all mobile service providers. The following features are available through SMS Banking:

  • Bullet Balance Enquiry
  • Bullet Fixed Deposit Enquiry
  • Bullet Last 3 transactions
  • Bullet Cheque Payment Status
  • Bullet Request Cheque Book
  • Bullet Request for Statement
  • Bullet Change of PIN

For details on SMS Banking, click here.

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