| Type of Fee |
Charges (Amount  / %) |
| Joining fee* |
1499/- |
| Annual fee – Main card (from second year onwards) |
1499/- [would be waived on minimum spent of 150000/- in a year] |
| Renewal fee |
Nil |
| Annual fee – add on card* |
Nil |
| Renewal fee – add on card* |
Nil |
| Interest on revolving credit facility (p.m.)* |
2.90% |
| Cash advance transaction fee* |
2.5% of transaction fee or Rs.300/-whichever is higher |
| Interest on cash advance (p.m.)* |
2.90% |
| Late payment fees (per occasion, based on amount due)* |
Less Than 100- Nil, 100 to 500- 100, 501 to 5000- 400, 5001 to 20000- 500, > 20001 - 750 |
| Over limit charges* |
2.5% of over limit amount subject to minimum of 500 |
| Return of cheque* |
225 |
| Auto Debit Return Fee* |
225 |
| Outstation cheque processing fee* |
Up to 5000, fee will be 25 |
| Above 5000, fee will be 50 |
| Replacement card* |
200 |
| Cash processing fee* |
100 |
| Duplicate statement request* |
100 |
| Charge slip /Charge back request* |
125 |
| Limit enhancement* |
100 |
| Foreign Currency Transactions* |
Mark-up of 3.5 % of transaction amount |
| Reward Redemption Fees |
99 |
| Balance Transfer Fees* |
BT Processing charges: 1.5% of BT amount or Rs. 199 whichever is higher; Normal interest rate for EMI will apply |
| Card Account Closure Charge* |
NIL |
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