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Classic Debit Card - IDBI Bank Classic Debit Card

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Classic Debit Card - IDBI Bank Classic Debit Card

IDBI Bank's Classic Debit Card is a Debit cum ATM card that offers you the convenience of shopping cashless in India and abroad it also allows ATM withdrawals worldwide that too in local currency. The Classic Debit Card from IDBI Bank is valid across 30mn merchant establishments and ATMís in India and abroad.

IDBI Bank Classic Debit Card Advantage

  • Bullet Enhanced Access at ATMs and Merchant Establishments- Classic Debit Card is issued in both Visa as well as MasterCard platforms. The Card can be used at the following locations:





    All IDBI Bank ATMs

    Over 1630


    For all ATM Transactions

    Shared Network ATMs

    Over 1 lakh

    18 lakh

    For Balance Enquiry & Cash Withdrawal

    Merchant Locations

    Over 5.50 lakh

    29 Million

    For Purchases

  • Bullet International Validity: The Classic Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.

  • Bullet Discounts at merchant establishments*: We make tie-ups with different merchants from time to time to offer discounts to our Debit Card holders. Customers can avail of this discount by making purchases through the Debit Card at these merchant locations.

  • Bullet Daily Limits: Withdrawal limits are Rs. 25,000/- at the ATM and Rs. 25,000/- at POS. Limits are per day/per card and are subject to the available balance in the customerís account.

  • Bullet Online transactions: The Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.

  • Bullet Better tracking: Receive instant SMS alerts on transaction made on your Card.

IDBI Bank Classic Debit Card Features

  • Bullet Insurance Cover*: Customers are covered with an insurance cover upto Rs. 1 lac for lost and counterfeit cards.

    Effective 1st July 2013, for Insurance claims to be accepted and processed, there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.

  • Bullet Loyalty Program: Customers will gain one loyalty point for every Rs. 100 spent on the Debit Card.

  • W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment, Insurance Premium payment, IRCTC and payment to Educational Institutes made through your IDBI Bank Debit Card.

    No loyalty points will be awarded for the Debit Cards issued against the Current Accounts

    Types of Debit  Cards Points earned per Rs 100 spent
    Classic , Women’s & Gold Debit Card 1
    Being Me Debit Card 2
    KIDS Card 2
    Platinum Debit Card 2
    Signature Debit Card 3

    Disclaimer: Loyalty point reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time.

How to Apply

As Classic Debit Card are issued on the basis of account opening form, if you have not opted for card while opening the account and would like to avail the same, for further details, please call us on 1800-22-1070 or 1800-200-1947 or write to customercare@idbi.co.in.

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