Debit Card for Young Professionals and Students -
IDBI Bank Being Me Debit Card

IDBI Bank’s being me card is a specially designed card for first time working professionals and students pursuing professional courses. It is targeted to youths in the age group of 18-25 years.

IDBI Bank Being Me Debit Card Advantage

The Being Me Debit Card will be a VISA card valid worldwide across the globe and comes with the following advantages:

• ATM and Usage at merchant outlets

  Location	Domestic	International	Transaction
  All IDBI Bank ATMs	Over 1630	N.A.	For all ATM Transactions
  Shared Network ATMs	Over 1 lakh	18 lakh	For Balance Enquiry & Cash Withdrawal
  Merchant Locations	Over 5.50 lakh	29 Million	For Purchases




• Online Shopping- IDBI Bank Being Me Debit Card can also be used for shopping, booking rail and air tickets, making utility bill payments ONLINE with additional authentication.



• Validity- The Being Me Debit Card will be valid for 5 years.



• Daily Limits- Customers can withdraw cash up to Rs. 25,000 at ATMs and make purchases worth Rs. 25,000 at merchant establishments in a day (including online shopping).



• Petrol Surcharge- If the card is used at Petrol pumps and railways, surcharge of 2.5% of the transaction value will be levied as per the Industry practice.

IDBI Bank Being Me Debit Card Features

Benefits for customers

• Insurance Cover*- Customers will be covered under the existing zero lost card liability insurance cover. In case the cards get lost/stolen, the cardholders are protected from any fraudulent misuse of the card from the moment the loss is reported to the bank provided the transaction has been executed not more than 96 hours before the loss is reported.
  
  Effective 1st July 2013, for Insurance claims to be accepted and processed, there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.


*As per the existing T&C of the Cards Insurance Policy.


• Loyalty Program - Customers will gain 2 loyalty points for every Rs. 100 spent on the Being Me Debit Card.
  
  W.e.f  1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment, Insurance Premium payment, IRCTC and payment to Educational Institutes made through your IDBI Bank Debit Card.
  
  

Types of Debit  Cards	Points earned per Rs 100 spent
Classic , Women’s & Gold Debit Card	1
Being Me Debit Card	2
KIDS Card	2
Platinum Debit Card	2
Signature Debit Card	3


Disclaimer: Loyalty point reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time.


• Discounts at merchant establishments- We will tie up with different merchants from time to time to offer discounts to our Being Me Debit Card holders. Card holders can avail of this discount by making purchases through the Being Me Debit Card at these merchant locations.