Naman - Senior Citizen Deposits

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IDBI Bank Naman Senior Citizen Fixed Deposit


With IDBI Bank Naman Deposits, Senior Citizens will now get even more . Earn extra interest with IDBI Bank Naman Senior Citizen Fixed Deposit

Naman Senior Citizen Fixed Deposits – Features

  • Avail Senior Citizen Benefit plus extra benefit
  • Earn upto 0.75% additional interest rate
  • Minimum Deposit Amount starts at Rs.10,000
  • Pre-mature withdrawals permitted. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). For such premature withdrawals, including sweep-ins and partial withdrawals, the Bank will levy a penalty of 1%, on the applicable rate.
  • Limited period offer valid till March 31, 2023
Naman Senior Citizen Fixed Deposits- Interest Rates
Tenor General Customers Naman Senior Citizen Deposit
> 1 Year to 2 Years (except 444 Days & 700 Days) 6.75 7.50
> 2 Years to < 3 Years 6.50 7.25
3 years to < 5 Years 6.25 7.00
5 years 6.25 7.00
> 5 years - 7 years 6.25 7.00
Tax Savings FD
5 years 6.25 7.00

Note : Deposit for other tenors will continue to attract 0.5% additional Interest for Senior Citizens

“Amrit Mahotsav FD” scheme of 444 Days and 700 Days - w.e.f. February 13, 2023

The interest rate structure is as under:

Special Buckets General/NRE/NRO Senior Citizens
444 Days 7.15 7.90
700 Days 7.25 8.00

General Terms and Conditions for Amrit Mahotsav Scheme-

  • Permitted premature withdrawal / closure.
  • Naman Senior Citizen rates (0.75%) are available.
  • Limited period offer of 700 days will be valid till March 31, 2023
  • All other features of term deposit as well as terms and conditions shall remain unchanged and are applicable for the above scheme also.
How To Apply

Get a Naman Senior Citizen Deposit in 3 easy steps.

01. Get In Touch

Call on our Phone Banking numbers Toll Free -
(24x7 service)

02. Visit Our Branch

Visit the nearest branch.

Find the Nearest Branch
03. Receive a Call Back

Our representative will contact you at the earliest.