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Gold Debit Card

Home > Cards > Gold Debit Card

Gold Debit Card-IDBI Bank Gold Debit Card

The IDBI Bank Gold Debit card is one to complement your lifestyle offering Rs. 75,000 worth of ATM withdrawals and for transactions at shopping establishments both online and offline for the same amount.

IDBI Bank Gold Debit Card Advantage

The IDBI Bank Gold Debit Card is power packed with loads of benefits and attractive offers.

  • Bullet Zero Liability
  • Bullet Online Shopping
  • Bullet Special offers on Gold debit cards
  • Bullet Insurance Cover

IDBI Bank Gold Debit Card Features

  • Bullet Enhanced Access at ATMs and Merchant Establishments Gold Debit Card is issued in both Visa as well as MasterCard platforms. The Gold Debit Card can be used at the following locations:





    All IDBI Bank ATMs

    Over 1600


    For all ATM Transactions

    Shared Network ATMs

    Over 1 lakh

    18 lakh

    For Balance Enquiry & Cash Withdrawal

    Merchant Locations

    Over 5.50 lakh

    29 Million

    For Purchases

  • Bullet International Validity: The Gold Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.

  • Bullet Loyalty points*: Customers will gain one loyalty point for every Rs. 100 spent on the Debit Card.

    W.e.f 1-Sep-2011 you will not earn loyalty points on Mutual Fund, Government Tax payment, Insurance Premium payment, IRCTC and payment to Educational Institutes made through your IDBI Bank Debit Card.

    No loyalty points will be awarded for the Debit Cards issued against the Current Accounts

  • Types of Debit  Cards Points earned per Rs 100 spent
    Classic , Women’s & Gold Debit Card 1
    Being Me Debit Card 2
    KIDS Card 2
    Platinum Debit Card 2
    Signature Debit Card 3

  • Disclaimer: Loyalty point reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time.

  • Bullet Petrol Surcharge Waiver*: Petrol surcharge will be waived off for transactions with a value between Rs. 400 and Rs. 2,000 carried out on the Gold Card.

  • Bullet Daily limits*: Customers can withdraw cash upto Rs. 75,000/- and make purchases worth Rs. 75,000/- in a day.

  • Bullet Online transactions: Gold Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.

  • Bullet Insurance Cover*: In addition to insurance cover for lost and counterfeit cards upto Rs. 2,00,000/-, customers will also be covered for:
    • PA cover - Rs. 5 lakh
    • Loss of checked baggage - Rs. 50,000
    • Purchase Protection - Rs. 20,000
    • Fire and Burglary for House Hold Contents - Rs. 50,000

    Effective 1st July 2013, for Insurance claims to be accepted and processed, there should be a minimum of 2 purchase transactions using the Debit Card in last 3 months prior to the event date.

  • Bullet Discounts at merchant establishments*: We make tie-ups with different merchants from time to time to offer discounts to our Gold Debit Card holders. Customers can avail of this discount by making purchases through the Gold Debit Card at these merchant locations.

  • Bullet Better tracking: Receive instant SMS alerts on transaction made on your Gold Debit Card.

How to Apply

As Gold Debit Cards are issued on the basis of account opening form, if you have not opted for card while opening the account and would like to avail the same, for further details, please call us on 1800-22-1070 or 1800-200-1947 or write to customercare@idbi.co.in

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