Type of Fees / Charges |
Amount / % |
Joining Fee - (Primary / Add-on Card) |
Nil |
Annual Fee – (Primary / Add-on Card) |
Nil |
Renewal Fee – (Primary / Add-on Card) |
Nil |
Interest on Revolving Credit Facility |
2.9% (p.m.) |
Cash Advance Fee |
2.5% of transaction fee or  500/-, whichever is higher |
Interest on Cash Advance |
2.9% (p.m.) |
Late Payment Fess (Per occasion , Based on amount due) |
< = 500 – Nil
> 500 to <= 5000 – 400
> 5000 to < = 10000 - 500
> 10000 to < = 20000 - 750
> 20000 – 950
|
Over Limit Charges |
2.5% of over limit amount subject to minimum of 500 |
Cheque / Auto Debit Return Charges |
500 |
Cash Processing Charges |
200 |
Duplicate Statement Request |
100 (More than 03 months old) |
Card Replacement Fee |
200 |
Foreign Currency Transactions |
Bank Charges Cross Currency mark- up 3.5% |
Reward Points Redemption Fee |
99 |
EMI Charges |
Minimum Amount: 3000/-
Interest Rate: 13% per Annum
Processing and Foreclosure Fees: Nil
EMI Tenure Options: 3, 6, 9 or 12 month |
Balance transfer Charges |
Minimum Amount: 3000/-
Processing Fee: 1.5% of BT amount or 199/- whichever is higher, Normal Interest rate for EMI will apply. |
Card Account Closure Charge |
Nil |
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