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IDBI Bank Micro Loan
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IDBI Bank extends financial assistance through SHGs/JLGs in the form of small loans (micro loans) to borrowers. It is designed to support entrepreneurship and to empower women by extending financial services.


Members of SHGs/JLGs and SHGs, JLGs for consumption and income generating activities

Consumption loan

Rs.1.25 lakh in rural area
Rs.2.00 lakh in non-rural areas

Other Activities

No annual Income criteria

Loan Amount

Minimum: Rs. 0.10 lakh.
Maximum: Rs. 1.00 lakh per individual borrower/ members of SHG/JLG, subject to the limit of Rs.10 lakh for SHGs/JLGs.

Term Loan          

Minimum: 12 months
Maximum: 60 months

Cash Credit

3 Years with annual review

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Application Form