Finance to Medical Practitioners or Doctors

  • Finance to Medical Practitioners (IDBI Dhanvantari Loan)
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Finance to Medical Practitioners (IDBI Dhanvantari Loan)


IDBI Bank offers specially designed loan facility for the doctors for day-to-day business requirement in running a clinic or a hospital. It also takes care of purchase of Medical equipments and setting up or up-gradation/expansion or a new/existing clinic or capacity expansion plans.

The details of IDBI Bank Finance to Medical Practitioners are mentioned as follows
Eligible Segments

All doctors / medical practitioners /Clinics / pathological labs
Minimum Qualification: MBBS/ BAMS/ BDS/ BHMS/BUMS.


Term loan & Overdraft / Cash Credit

Loan Amount

Minimum: Rs. 50, 000/-
Maximum: Rs. Rs. 500 lakh


Term Loan: Term Loan: Max 10 years* CC/OD: Max 12 months (Annual renewal)


OD/CC: To meet Working Capital requirements

Term Loan: For Purchase of specialized medical equipment, setting up of new clinic/hospital, Expansion of infrastructure in existing clinic/hospital, etc.

Acquisition of personal items required for effective discharge of the profession e.g. computer, gen set, car, etc.