Overview

IDBI Bank offers loans against securities for the liquidity of your long term investments. You don’t need to lock your long term investment. Facility is renewable depending on the performance of the account. What makes it more attractive is that you pay interest only on the amount utilized.

Bank's Loan Against Securities can be availed against of

• Equity Shares – Dematerialize Shares upto 50% of the market value
• Life Insurance Policies. (Margin 15 % of surrender value)
• National Saving Certificate (NSC) (Margin 20% of accrued value)
• Kisan Vikas Patra (KVP) (Margin 20 % of accrued value)

The IDBI Bank Loan against Securities Advantage

• No EMI’s
• No Post dated cheques
• No Pre-payment charges
• Interest charged only on utilized amount
• Simple and speedy processing