Home Personal Banking Corporate Banking MSME Banking Agri Banking NRI Banking Customer Care
A-   A   A+
Home     About Us     Investor     IDBI Group     CSR    Careers     Contact Us    Search
Hindi
Net Banking Login
Loan Against Securities
Advantage
Features
How to Apply
Domestic Interest Rates
NRI Interest Rate
Service Charges
Corporate Service Charges
Loan Against Shares- IDBI Bank Loan Against Securities Apply Now

Home > Loan > Loan Against Securities

Loan Against Shares- IDBI Bank Loan Against Securities

IDBI Bank offers loans against securities for the liquidity of your long term investments. You don’t need to lock your long term investment. Facility is renewable depending on the performance of the account. What makes it more attractive is that you pay interest only on the amount utilized.

IDBI Bank's Loan Against Property can be availed against of:

  • Bullet Equity Shares – Dematerialize Shares upto 50% of the market value
  • Bullet Life Insurance Policies. (Margin 15 % of surrender value)
  • Bullet National Saving Certificate (NSC) (Margin 20% of accrued value)
  • Bullet Kisan Vikas Patra (KVP) (Margin 20 % of accrued value)



The IDBI Bank Loan against Securities Advantage

  • Bullet No EMI’s
  • Bullet No Post dated cheques
  • Bullet No Pre-payment charges
  • Bullet Interest charged only on utilized amount
  • Bullet Simple and speedy processing



The IDBI Bank Loan against Securities Features

1. Loan Against Shares: Loan against Shares is an overdraft facility against your dematerialized shares. You can offer to pledge your eligible securities as per the Bank's approved list in order to avail of this facility.

2. Loan Against Life Insurance Policy: Your solution to short-term fund requirement. You can offer to assign your eligible Life Insurance Policy in favor of IDBI Bank in order to avail of this facility.


3. Loan against NSC/KVP : Your solution to short-term fund requirement. Loan Against NSC/KVP is an overdraft facility against your NSC/KVP




How to Apply

Applying for a Loan Against Securities is absolutely simple. Just call Phone Banking numbers or visit your Nearest Branch. Our representative will contact you at the earliest.

Home | Top
Service Charges : Domestic Interest Rates : NRI Interest Rate
Disclaimer : webmaster : Site Map : RBI : RTGS : FAQ Up Arrow Policies - Privacy : Hyperlink : Copyright : Screen Reader Access